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Saved 3/24/10 to Ask Savvy

What Is "Excess Valuation" Insurance . . . and When Do I Need It?

My friend is getting married in Singapore at the end of May and a packet of advice included with her wedding invitation recommended something called "excess valuation." Now I've traveled quite a bit but never gotten — or even heard of! — this before since I avoid checking baggage at all costs (ha ha). Can you tell me why or when I'd need this?

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