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Delicate blue crystal beaded bracelet
Saved 12/05/12 to Ask Savvy

Would it be a good idea to use a pre-paid CC to stash some mad money? A few $$ per week for something fun, needed...


I've always had a problem spending gift cards because nothing ever seemed good enough to 'waste' them on but one day while stress shopping I realized that I could use my GCs and not spend money/feel guilty. With all the advertisements for pre-paid cards lately, I was wondering if this sounds like a good idea? With companies like AmEx offering them with little to no fees, I was thinking this would be an easy way to put a few $$ at a time and have the flexibility to spend it anywhere (or on anything) without the guilt of taking money from a savings account or charging it. Thoughts?

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